Americans can obtain Caribbean citizenship through investment by participating in Citizenship by Investment (CBI) programmes offered by five Caribbean nations: Antigua and Barbuda, Grenada, Dominica, Saint Kitts and Nevis, and Saint Lucia. These programmes allow individuals to acquire a second passport for Americans by making qualifying investments, such as contributing to government funds, purchasing real estate, or investing in government-approved bonds. As a result, US citizens can enjoy tax benefits and the security of having a second citizenship, often within just a few months.
This citizenship by investment guide will walk you through the process of obtaining a second passport of the Caribbean. You’ll learn how to invest in these islands to secure your new citizenship and gain the benefits of tax advantages, and more.
What is CBI – Citizenship by Investments?
Five paradise islands in the Caribbean offer American investors a “Golden Passport” programme or the opportunity to gain citizenship through investment in their economy. This is an opportunity to change your country of residence and where you pay your taxes, as well as enjoying spontaneous travel, and establishing a safety net for you and your family if anything were to happen in the future.
Second citizenship by investment can be obtained in Antigua and Barbuda, Grenada, Dominica, Saint Kitts and Nevis, and Saint Lucia. Broadly, the CBI (Citizenship by Investment) programmes of these Caribbean countries appear very similar, with the minimum investments starting at $200,000 to $250,000, and the waiting period for a passport beginning from 3 months. All programmes include a mandatory background check for investors.
These countries offer similar Caribbean investment programmes and investment options:
- Non-refundable contributions to government-managed funds — (no interest or any other returns). The amount is usually lower compared to other options, and your funds will contribute toward developing green energy, education, healthcare, and infrastructure on the islands.
- Real estate purchases with the option to sell after 3-7 years — Caribbean investors are often offered shares in tourist properties, such as hotels. Depending on the market situation, these can be rented out and sold for profit, bringing a return on the investment.
A huge advantage is that you don’t need to risk your funds before the application is approved. The government reviews your documents first, and only upon approval do you transfer your funds for investment.
Pros and Cons of Caribbean Citizenship
From a government point of view, you will remain a US citizen regardless of the number of passports you hold. Dual citizenship is both good and bad news. On the one hand, the government will continue to protect your rights and interests even when you are abroad. However, as an American citizen you still maintain all your obligations, including regular tax filings. Some individuals choose to renounce their U.S. citizenship, and obtaining a second passport is a crucial step in this process. As a result, Caribbean citizenship by investment is often taken by individuals seeking to escape high taxes in the U.S. and find more favorable financial conditions abroad.
On the other hand, the Caribbean offers a true tax haven. If you spend less than 183 days per year on the island, you only pay taxes on property and income earned there. Such tax rates can prompt businesses to either relocate or open accounts in the Caribbean, which is known for its offshore jurisdiction benefits.
Residents of Antigua and Barbuda or Saint Kitts and Nevis do not pay income tax, and these countries also do not tax on inheritance, capital gains, or wealth. If you don’t move permanently to the islands or transfer your business there, you will not have to worry about taxes.
Family Inclusion in Caribbean Citizenship
Among second Caribbean passport benefits for Americans is the ability to include the entire family in the programme. You can add your partner, parents, children, and in some of the countries, even siblings to your application. Family participation can make the programme more affordable for everyone involved, as many Caribbean countries offer family packages for obtaining passports at the same investment cost as individual applicants.
| Grandparents, Parents | Siblings | Children | |
| Antigua and Barbuda | Over 58 years old, financially dependent | n/a | Up to 28 years old |
| Grenada | Any age, financially dependent | Unmarried, no children | Up to 30 years old |
| Dominica | Over 55 years old, financially dependent | n/a | Up to 30 years old |
| Saint Lucia | Over 55 years old, financially dependent | Not married, under 18 years old | Up to 25 years old |
| Saint Kitts and Nevis | Over 65 years old, financially dependent | n/a | Up to 25 years old |
None of the Caribbean countries offering Citizenship by Investment have legalised same-sex marriage, which means if you have a same-sex partner, you would need to apply as individual investors. Your children can join either parent, as long as the biological or adoptive relationship is confirmed by birth or adoption certificates.
Types of Investments
The Caribbean Five offer investors a passport in exchange for contributions to state development funds or local universities, or through the purchase of real estate or securities. Non-refundable charitable contributions are lower in cost, while refundable investments minimise the overall programme expenses. Here’s what to consider if you want to help others or retain more of your capital.
Opportunities to Help Others
Participating in Caribbean Citizenship by Investment programmes offers you a chance to support local communities affected by climate change – Caribbean economic citizenship. These countries direct investor funds to develop infrastructure and social projects, such as affordable housing for locals. Choosing a charitable contribution to one of the state funds as part of your passport acquisition supports developing economies and helps governments mitigate the impact of climate change on their citizens.
Opportunities to Recoup Your Investment
Saint Kitts and Nevis, Grenada, and Dominica offer government-approved real estate investments, which can be resold after a holding period. Additionally, Saint Lucia’s National Action Bonds offer a full refund after a specified period, allowing for a complete return of funds.
These refundable options provide flexibility while still granting the benefits of Caribbean citizenship.
General Step by Step Guide for Obtaining Citizenship
- Contact Astons and select the appropriate programme with a consultant.
- Submit documents: identity documents, marriage and birth certificates, bank statements, and tax returns. Our experts will compile a customised list for you and your family and our lawyers will handle the correct completion of government forms and application forms.
- Our Astons team will review and prepare your application according to the specific programme terms.
- Pass the document check and the required interview (travel to the islands is not required; everything is handled remotely).
- Await approval from local authorities and transfer funds to your selected investment type, real estate seller, or securities.
- Wait for your passport delivery.
CBI Programme Expenses
To apply for Citizenship by Investment you will also need to budget for the following expenses and set aside time for:
- Document verification fees
- Licensed agency services
- Passport and other official document forms
- Remote interviews
- Receiving completed documents by courier or mail
Each country has its own set of additional fees and are generally calculated per applicant (adult). Please leave us an inquiry to receive a detailed programme presentation with information on all additional expenses. Our consultants will help you evaluate costs and select the most affordable option for you.
As of 2025, the following minimum costs apply to those seeking Caribbean citizenship through investment.
| Non-refundable Contribution (donation) | Refundable Contribution
(Property Purchase) |
||||
| For 1 person | For a family of 4 | Options for larger families | Option | Return period | |
| Antigua and Barbuda | $230,000 | $230,000 | $245 000 — for a family of 5 or more | Government-approved real estate – starting at $300,000. | Minimum 5 years. Properties can be rented out. |
| Grenada | $235,000 | $235,000 | +$25,000 — for each additional financially dependent family member.
+$75,000 — for including a sibling of the main applicant. |
Government-approved real estate — from $270,000 + additional fees ($75,000 government fee; $25,000 for additional dependents; $75,000 for including a sibling). | Minimum 5 years. |
| Dominica | $200,000 | $250,000 | +$25,000 — for each additional financially dependent family member under 18.
+$40,000 — for each additional financially dependent family member over 18, such as grandparents. |
Government-approved real estate — starting from $200,000 + additional fees ($75,000 for the main applicant; $100,000 for the main applicant and up to 3 family members, etc.). | Minimum 3 years. |
| Saint Lucia | $240,000 | $240,000 | +$10,000 — for each additional financially dependent family member under 18.
+$20,000 — for each additional financially dependent family member over 18. |
Government-approved real estate — starting from $300,000 + additional fees. | Minimum 5 years. |
| Saint Kitts and Nevis | $250,000 | $250,000 | +$25,000 — for each additional financially dependent family member under 18.
+$50,000 — for each additional financially dependent family member over 18. |
Investments in government-approved commercial real estate (hotels) — $325,000. | Minimum 7 years. |
How Astons Can Help
The Caribbean citizenship programmes each have their own application process, but direct government applications are not allowed. Astons partners with Antigua and Barbuda, St Lucia, Grenada and Dominica, which allows for the fastest way to obtain a second passport. Our expert team, with representatives in the US, conducts thorough due diligence to assess your eligibility and minimize the risk of rejection.
Beyond citizenship acquisition, Astons also offers additional services such as passport renewal, driver’s license applications, personal bank account setup, and company incorporation. Let us help you navigate the entire process and provide ongoing support. Schedule a free consultation and learn all about Caribbean dual citizenship requirements today.
FAQ
Which Caribbean countries offer Citizenship by Investment programmes?
Antigua and Barbuda, Grenada, Dominica, Saint Kitts and Nevis, and Saint Lucia all present excellent CIB programmes, offering Americans an array of second passport options.
How much does it cost to obtain citizenship through investment in the Caribbean?
What are the benefits of a second Caribbean passport?
Can Americans hold dual citizenship with a Caribbean country?
How long does it take to obtain a second passport through investment?
What types of investments qualify for Caribbean citizenship programmes?
Can family members be included in the application?
Which Caribbean passport is considered the best and why?
Do I need to reside in the country to maintain citizenship?
Are there any tax advantages to holding Caribbean citizenship?
What is the validity period of a Caribbean passport, and how can it be renewed?
Are there any hidden fees or additional costs involved in the process?
Can I sell my investment property after obtaining citizenship?
