Monaco Residency By Investment

Minimum Investment Options - Average €1 Million

Within 24 hours, we shall conduct a preliminary assessment and gauge your prospects

Among the Most Prestigious Golden Visas in the World

Interested Investors Must Schedule a Consultation

Citizenship Possibly After 10 Years

World Renowned Tax Haven

Monaco Residency by Investment — the ultimate route for high net worth investors and their families to set up home in the only sovereign, zero-tax jurisdiction in Europe.

Reside in the most prestigious part of the French Riviera, with access to high-class leisure facilities and a favourable tax system. No income tax, no wealth tax, no local tax, no property tax and no capital gains tax for individuals. Corporate tax and inheritance tax are minimal.

Monaco Residency Benefits

Monaco is an extremely attractive jurisdiction for high-income individuals and businesses, as it’s regarded as an immensely powerful tool for international tax and wealth optimisation.

There is absolutely no income tax for nationals and foreign residents. In addition, locally registered businesses receive tax exemption, unless more than 25% of their revenue derives from outside the country.

To apply for residency in Monaco, applicants must demonstrate proof of accommodation, proof of sufficient funds to sustain themselves and their family and proof of being of good character.

Once presented, permanent residency grants EU Nationals and Non-EU Nationals and their families, the right to permanent residence in Monaco.

Specific criteria must also be met to cover the family of the main applicant, for example, the property has to have sufficient bedrooms to accommodate the total number of people applying.

Alternative Residency in 2-6 months

Fast-track processing with applications reviewed by the Monaco government within approx 2-6 months from the date of filing

Very stable real estate market

Opportunity to invest in secure real estate with no property tax and high potential ROI

No associated donations required

Monaco Residency does not require any donations, or non-refundable contributions

Secure your capitals with no restrictions

No restrictions on foreigners opening bank accounts or owning real estate in the principality

Tax efficient jurisdiction

No income or capital gains tax for non-French residents. No double taxation agreements

Schengen Visa-free travel

Monaco residence permit holders can travel visa free within the Schengen zone for 90 days within any six-month period

Entire family is eligible

Residency can be granted to the spouse /partner, children, and parents, provided the conditions are being met

Eligibility for Citizenship

Eligibility to apply for citizenship after 10 years living with permanent residency. Dual nationality is prohibited under nationality law

Attractive lifestyle

High quality of life, education standards, culture, entertainment, and sports facilities

Tax Residency

Optimise your tax burdens. To be a tax resident, you may have to stay at least half a year in the country

High confidentiality

Applicants data is highly confidential and not disclosed with any 3rd parties

Ease of access

Strategic location and close proximity to the French and Italian Rivieras and EU major capitals

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Visa-free travel to 27 European states

Monaco Residency by Investment offers visa-free access within Schengen Zone — get visa-free access to 27 EU states, including Switzerland, Luxemburg, Italy and Germany. Go on a last-minute business trip or take your family on a spontaneous holiday in Europe — open up Europe with Astons.

Residency Requirements

3-base requirements must be demonstrated by applicants when applying for residency:

firstly – Proof of accommodation,
Secondly – Proof of self-sufficiency,
Thirdly – Proof of good character.

The minimum investments for applying for Monaco Residency are not, however, set in stone. This is because the costs lie in the expenses of whether an applicant decides to rent or purchase a property, proceeds with a bank deposit or has alternative proof of sufficient financial resources.

Minimum investments tend to be €1,000,000 out of which €500,000 is for bank deposits, and a minimum of €500,000 for property investment.

Regarding proof of good character, applicants should present a clean, criminal record from the last 2 countries they have resided in, over a period of the past 5 years.

This should also be for more than 90 days a year, before arriving in Monaco. Presented clearly in the table below, are alternative options for how applicants can meet the accommodation and financial requirements:

Option 1 / Proof of accommodation:

Real Estate Purchase. The deed to a house or apartment in Monaco under the applicant’s name. Minimum investments in property start from €500,000 and are tax exclusive. Property purchase that not only justifies a proof of accommodation as well as investment with potential high ROI.
Corporate Real Estate ownership. Proof that the applicant is the director or unit holder of a company owning a property in Monaco.
Real Estate Rental. A rent for a minimum of 1 year is required.
Living with a Close Relative. Proof that the applicant has been living in Monaco with a close relative, such as a spouse or partner.

Option 2 / Proof of Financial Resources:

Bank Account Deposit. Proof of sufficient bank balance accompanied by a Monaco bank reference written inFrench to approve the applicant can afford living in the Principality. To establish a relationship, an average deposit requested by banks may vary from €500,000 – €1,000,000.
Employment Contract. Proof of salary listed in your employment contract.
Company Formation. Needs to show proof of a professional income from a company or from independent commercial activity
Support from a Close Relative. Proof that you are being supported by a spouse or partner.

Monaco Residency Acquisition Process

Astons’ focus is to provide a hassle-free and seamless service, assisting you every step of the way with your residency application. We will guide you through the Monaco residency acquisition process with due diligence and care, ensuring that your application is submitted correctly and following up the application approval. We deal with all procedures efficiently on your behalf, based on professional expertise and years of experience.

Preparation

Initial Consultation with Astons Immigration Advisers

Astons immigration advisers will evaluate your personal circumstances and help you to select the most suitable investment option. Residency can be granted to the entire family, including spouses/partners, children, and parents, provided that the property has sufficient bedrooms to accommodate the number of family members applying.

Document Preparation

A detailed checklist will be provided, and you will be guided through the documents collection stage. Experienced immigration advisers will be checking all documents for compliance to ensure all requirements are met, including proof of accommodation and financial self-sufficiency documentation. The bank letter confirming your deposit has to be written in French.

Application Submission

The complete application for a residence permit along with all supporting documents confirming the proof of accommodation, applicant’s financial resources and proof of good character will be submitted to the Monegasque authorities.

Residency Interview in Monaco.

Once the application has been submitted, the official residency interview will be scheduled with the Residents Section of the Directorate of Public Security.

Processing time

Compliance Checks and Approval

Each application is vetted by the Government through a thorough due diligence background check, during which time submitted information is examined and verified.

Application Approval

Once the application is reviewed and approval is granted, you will be issued with a residence permit the government will issue a letter advising you of their decision.

Residency Card

EU passport holders can expect their card to be authorized within 8 weeks after the approval; the processing time for Non-EU citizens varies from sixteen to twenty weeks. To be a tax resident applicant may have to stay at least half year in the country.